Professional Negligence, it protects against claims related to errors, mistakes, or negligence in the professional services or advice provided to clients.
Legal Defence Costs, Professional indemnity insurance covers the legal fees and expenses associated with defending against a claim or lawsuit. This includes lawyer’s fees, court costs, and other legal-related expenses.
Settlements and Judgments, If a claim is settled or results in a judgment against the professional or business, the insurance can cover the financial settlements or damages awarded to the claimant, up to the policy’s limits.
Coverage may extend to the loss of client documents, data, or information, including the costs to replace or recreate them.
Run-Off Coverage, some policies offer coverage for claims made after the policy has expired, but that relate to services provided during the policy period.

It’s important to note that the specific coverage and policy terms can vary significantly depending on the insurer and the profession, and the individual policy. Professionals and businesses should carefully review and understand the terms of their professional indemnity insurance policy to ensure it meets their needs and adequately protects them in their specific line of work.

We can tailor a package to include General liability also.