PI Insurances

Professional Indemnity Insurance

Professional Indemnity Insurance

Professional indemnity (PI) insurance protects professionals from claims made against them by their past or present clients.

E.g Draftsmen, Building Designers, Builders, Architects etc.

Professional indemnity is insurance that protects professionals and businesses when they provide services or advice to clients. If a client claims that the service or advice caused them harm, financial loss, or damage, professional indemnity insurance helps cover the legal and financial costs of defending against or settling such claims. It’s like a safety net that professionals and businesses have to ensure they can handle the fallout from mistakes, errors, or disputes that may arise in their work, without risking their financial stability.

BuildSafe can provide Professional Indemnity policies that have been developed to cater for a wide range of occupations, activities and professions.

What can be included in the Policy:

Professional Negligence, it protects against claims related to errors, mistakes, or negligence in the professional services or advice provided to clients.
Legal Defence Costs, Professional indemnity insurance covers the legal fees and expenses associated with defending against a claim or lawsuit. This includes lawyer’s fees, court costs, and other legal-related expenses.
Settlements and Judgments, If a claim is settled or results in a judgment against the professional or business, the insurance can cover the financial settlements or damages awarded to the claimant, up to the policy’s limits.
Coverage may extend to the loss of client documents, data, or information, including the costs to replace or recreate them.
Run-Off Coverage, some policies offer coverage for claims made after the policy has expired, but that relate to services provided during the policy period.

It’s important to note that the specific coverage and policy terms can vary significantly depending on the insurer and the profession, and the individual policy. Professionals and businesses should carefully review and understand the terms of their professional indemnity insurance policy to ensure it meets their needs and adequately protects them in their specific line of work.

We can tailor a package to include General liability also.

Why Choose BuildSafe?

We’re here to provide you with comprehensive insurance solutions to protect what matters most to you. Our experienced team is ready to assist you in finding the right insurance coverage tailored to your specific needs. We understand that every construction project or business is different, and we can design coverage to match your specific requirements.


Professionals are legally held to a higher degree of skill and experience than other people and could be considered experts in their respective industries and also expected to uphold professional standards.


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