Owner Builder Warranty Insurance – SA/QLD/ACT

Owner Builder Warranty Insurance SA/QLD/ACT

Owner Builder Warranty Insurance SA/QLD/ACT

Owner Builder Home Warranty Insurance is available in SA/QLD/ACT when an Owner Builder sells their home.

Residential Home Warranty Insurance protects the home purchaser and subsequent home purchaser from prescribed defective workmanship in the event that the owner builder dies, disappears or becomes insolvent during the Home Warranty period.


What’s included in the Policy:

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Before we can issue you with a policy we require the following:

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Got a Question about Owner Builder Home Warranty Insurance? We’ve got the Answer!

To maximize the price you will receive when selling your property, builders offer warranty on the homes they build, now you can give comfort to your purchaser, that they have warranty insurance when buying your property.

To protect purchasers from any work done by the owner builder that is defective.


  • A warranty that the work will be performed in a proper and workmanlike manner and in accordance with the plans and specifications set out in the contract.
  • A warranty that all materials supplied by the holder or person will be good and suitable for the purpose for which they are used and that, unless otherwise stated in the contract, those materials will be new.
  • A warranty that the work will be done in accordance with, and will comply with,the building regulations.
  • A warranty that, if the work consists of the construction of a dwelling, the making of alterations or additions to a dwelling or the repairing or renovation, the work will result, to the extent of the work conducted, in a dwelling that is reasonably fit for occupation as a dwelling.

Owner Builder Warranty covers the purchaser, or any subsequent purchaser, of the property for the balance of the 6 year period after the final or occupancy certificate was issued if the owner builder dies, disappears or becomes insolvent, however defects, incomplete works or second hand materials noted in the Defects Inspection Report are exempt.

  • Owner builders require a defects inspection report prior to the sale of their home on which owner builder works have taken place.
  • The report must be from a qualified expert such as a building consultant/inspector, building surveyor, architect or engineer who must have a valid professional indemnity policy in place at the time of signing the report and who authorises the report being made available to third parties.
  • All defects, incomplete works, inaccessible areas and second hand materials should be described covering the dwelling/s as well as outbuilding, pergolas, landscaping, pool etc.

This includes any new home, renovation/ alteration/ extension, improvements and repairs to the home, garages, carports, sheds and pools.

Practical completion is either the date of the Occupancy Permit or 18 months after the issue of the owner builder permit.


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