Home Indemnity Insurance – WA

Owner Builder Indemnity Insurance WA

Owner Builder Indemnity Insurance WA

Owner Builder Home Indemnity Insurance is required in WA when an Owner Builder sells their dwelling with works done over $20, 000 within the Statutory Warranty period (seven years).

Residential Home Warranty Insurance protects the home purchaser and subsequent home purchaser from prescribed defective workmanship in the event that the owner builder dies, disappears or becomes insolvent during the Home Warranty period.


What’s included in the Policy:

Why choose BuildSafe?


Before we can issue you with a policy we require the following:

Please ask about our Turnaround time options available to you:


Got a Question about Owner Builder Home Warranty Insurance? We’ve got the Answer!

It is a compulsory insurance required by the Home Building Contracts Act 1991 (WA).

The insurance provides the purchaser (and subsequent purchasers) with cover for the Statutory Warranties provided in the Act. It is important to note that a claim can only be made under this policy if the Owner Builder dies, disappears or becomes insolvent. Otherwise, it is the Owner Builders responsibility to rectify any faults that are not listed as defects, incomplete works or second hand materials under the defect report.

The legislation applies to any residential building work undertaken by an Owner Builder, over $20,000 in value. This insurance only applies where the property is sold within 7 years from the Building License date in Western Australia. It is not required if the Owner Builder does not sell the property within this period.

Home Indemnity Insurance commences from the Building License date and extends for 7 years. The maximum limit of indemnity is $200,000.

An Owner Builder that sells within 7 years from the Building License date and fails to obtain Owner Builder Indemnity Insurance, or attach an insurance certificate to the Contract of Sale, can face a fine of up to $10,000. If a Contract of Sale has been entered into without Owner Builder Indemnity Insurance, the purchaser can void the contract at any time before completion of the contract.


Download a

Get a
Quick Quote

Find out more


Got a Question?

Have any Owner Builder questions ASK US and we will answer, no strings attached!

Latest News