Trades Liability Insurance

Trades Liability Insurance

Trades Liability Insurance

Trade liability insurance, often referred to as tradesman liability insurance or liability insurance is a type of insurance coverage designed to protect individuals or businesses in skilled trade professions from potential liabilities and financial losses arising from their work activities. This insurance is typically tailored to the specific risks and needs of professionals in trades such as electricians, plumbers, carpenters, painters, and other skilled occupations. We have access to over 400 occupations. This is crucial for tradespeople because it helps protect their businesses and personal assets in the event of accidents, injuries, or property damage related to their work. 

What can be included in the Policy:

General Liability: It provides coverage for bodily injury and property damage claims that may arise from your business operations. For example, if a customer or a third party is injured or their property is damaged due to your work, this insurance can cover the associated costs, including legal fees.

Products Liability: If you sell or install products as part of your trade, this coverage can protect you from liability claims related to defective or faulty products you’ve supplied.

Completed Operations: This coverage extends protection for any claims that arise after your work has been completed, such as defects or problems that become apparent later.

Legal Defence Costs: This insurance typically includes coverage for legal defence expenses, which can be substantial in the event of a lawsuit.

General Property – We can also provide Tools of Trade, light machinery and Survey equipment if needed.

Why choose BuildSafe?


Obtaining Trades Liability Insurance is a straightforward process. At BuildSafe Insurance Brokers, we’ll help and get our hands dirty.


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